How much does it cost to add a employee to a worker’s compensation plan in minnesota?
The person who has the policy now is set up for just themself.
It doesn’t work that way.
A workers comp policy covers ALL EMPLOYEES. Period. If you hire someone after the policy starts, you don’t add them – their payroll gets picked up at the end of the year, during the AUDIT. You cannot exclude employees from a workers comp policy. Employers are required by law, to provide workers comp benefits to all employees, with a very few exceptions, in all states. They’re required to carry POLICIES, in all states except Texas (in TX, they still have to provide the benefits, even if there’s no policy in place).
How much does it cost? It depends on what they do, and how much they make. It’s rated on class of work, and payroll. A straight clerical person – like a secretary – well, it costs them about $.40 per $100 of payroll. For a janitoral/cleaning person, it’s about $15 per $100 of payroll. For a roofer, it’s closer to $22 per $100 of payroll.
Workers Compensation: Legal Information from FindLaw
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